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Credit Cards

Credit Cards 

Debt Snowball Payment Plan Explained

  December 04, 2019

You may have heard of the term “snowball” when a discussion about debt reduction comes up. In case you don’t

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Credit Cards 

Credit Cards In The Future Could Prevent Fraud

  December 04, 2019

Credit card companies have begun to send out credit cards with microchips to help prevent fraud. However, critics of this

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Credit Cards 

What The Numbers On Credit Cards Mean

  December 04, 2019

Have you ever had to type your credit card number into a mobile phone or computer form? If so, you

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Credit Cards 

What If You Can’t Make Your Credit Card Payments?

  December 04, 2019

When you take out a credit card and use it to charge a purchase, you are agreeing to make payments

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Credit Cards 

What’s The Best Way To Pay Credit Card Balances Off?

  December 04, 2019

If nobody ever charged too much on their credit cards, there would be no need to discuss good tactics to

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* Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete Consumers4Change.org's Debt Relief program for various reasons, including their ability to save sufficient funds. Consumers4Change.org's estimates are based on prior results, which will vary depending on your specific circumstances. Consumers4Change.org does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Consumers4Change.org does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Consumers4Change.org's service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.

1 https://www.nerdwallet.com/blog/credit-card-data/average-credit-card-debt-household/

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